Kiwi Grow

A better way for Sri Lankans to save and invest.

Set a goal. Invest in unit trust funds. Get rewarded when you reach it. Simple, transparent, and actually enjoyable.

30 seconds. No commitment.

Four young Sri Lankans laughing together while looking at a phone outdoors

Built for the next generation of Sri Lankan investors

Kiwi Grow is built by the team behind Kiwi Money — trusted by thousands of Sri Lankans to track their finances. Your savings will be managed by SEC-regulated fund managers.

Learn how it works

Everything your savings account doesn't do

Your money actually grows

Your savings go into regulated unit trust funds. Instead of sitting in a bank, your money works for you.

In bank · LKR 100,000 → LKR 103,000
In fund · LKR 100,000 → LKR 112,000+
Current value
LKR 112,000
~12%*

Investing made easy

No jargon. No complicated dashboards. Pick a goal, set a timeline, we handle the rest.

Pick a goal
Dream vacation
Set amount
LKR 320,000
Choose timeline
12 months
That's the whole setup.

Get rewarded for saving

Hit your goal and earn rewards. Good financial habits should feel good.

Goal reached
Dream vacation
100%
Your savingsLKR 320,000
Returns earned+ LKR 22,400
Reward earned
For hitting your goal

*Returns not guaranteed. Based on historical unit trust fund performance in Sri Lanka.

Your money is sitting still while life gets more expensive

Saving LKR 25,000/month for a year. Here's where it ends up.

  • Doesn't grow fast enough
  • No goal structure
  • No rewards
  • Inflation eats your savings
LKR 304,920
Savings Account
~2-4% returns
LKR 318,490
Fixed Deposit
~10-12% returns
LKR 325,528+
Unit Trust Funds
Potential for higher returns*
  • Money is actively growing
  • Withdraw anytime
  • Built-in goal tracking
  • Rewarded when you follow through

*Returns not guaranteed. Based on historical unit trust fund performance in Sri Lanka. Actual returns vary by fund type and market conditions.

Calculate your potential savings

Plug in how much you save each month and see where it lands after a year — savings vs FD vs unit trust funds.

How it works

Three steps. That's it.

No confusing dashboards. No finance degree needed.

New goal
✈️
Saving for
Dream vacation
Target
LKR 320,000
Timeline
12 months
Monthly investment
LKR 26,700auto-set
Goal ready to invest
Step 1

Set a goal

Dream vacation? New phone? Emergency fund? Pick a goal, set an amount, choose a timeline.

Dream vacation
Month 8 of 12
67% there
Total saved
LKR 220,800
Your contributionsLKR 213,600
Returns earned+ LKR 7,200
Growth8 months
Invested in: Regulated Unit Trust Fund
Step 2

Invest monthly

Your money goes into SEC-regulated unit trust funds managed by professionals. It grows instead of sitting idle.

Goal reached
Dream vacation
Your savingsLKR 320,000
Returns earned+ LKR 22,400
Total collectedLKR 342,400
Reward unlocked
For hitting your target
Step 3

Reach your goal. Get rewarded.

Collect your savings plus returns earned. Plus rewards for hitting your target.

Save for your

Dream trip

Join the waitlist and tell us yours.

6 quick questions. Takes 30 seconds.

FAQ

  • A pool of money managed by professionals who invest it across different assets. Regulated by the SEC in Sri Lanka.

  • No. FDs lock your money for months. With Kiwi Grow, your money goes into unit trust funds that have potential to earn more, and you can still access it.

  • Your money will be managed by SEC-regulated fund managers. Kiwi Grow won't hold your funds directly.

  • You earn rewards when you reach your savings goal. More details coming soon.

  • Yes. Your money isn't locked. Rewards kick in when you complete your goal.

  • Not yet. Join the waitlist so we can build it around your goals.

Got a question?

hello@kiwi-money.com·WhatsApp @kiwigrow